NanoBNK is a bank led model, as we believe that instead of competing with the banks, we can both address the financial inclusion challenge. Therefore our business model is unique whereby we take care of the Technology, Onboarding and Engagement of the Financially excluded and the local banking partner assists with regulatory issues, capital provision and marketing.
Moreover, we accompany our Tier 2 and Tier 3 Banking Partners to manage the Global trends affecting them but also to improve their operations internally with the support of our Professional Services team with regards to Digital Transformation, [Customer Journey, Robotic Process Automation, Machine Learning and Training].
With a objective of operating in 15 African and 10 Asian countries, our “Vision is to become the largest Digital Bank in the world by footprint”.
We bridge the gap between the Banks and the Unbanked population.
We partner with local banks in a targeted 15 African countries and 10 Asian countries
to design digital banks focused on Financial Inclusion.
Over 70% of the Unbanked resides in more than 25 countries, principally Africa and Asia and in these countries, most of the Tier 2/3 banks does not seem to have the Human, Financial and Intellectual Capital to face the global trends which are: Global De-Risking, Digital Transformation, MNO Entry in FSI and Fintech Disruption!
If this trend continues, nearly half of these banks might disappear by 2025 [based on US experience of Tier-3 banks and Credit Unions], hence exacerbating the financial inclusion situation which is already in a State of Emergency and directly impacting on the UN Sustainable Development Goals #1, #5, #8, #9 and #10.
Our Mission is to partner with Banks [whether they are Tier 2/ Tier 3 Banks as well as Regional or Global Banks], becoming their technology partner and helping them reduce their cost-to-serve ratio through the use of Financial Inclusion Applications such as Digital Banking [AI/RPA]; Micro-Finance [Big Data Scoring] and Remittance [Based on Blockchain].
Our Vision is to become the largest digital bank in the world by footprint!
Are you a Tier 2 / Tier 3 Bank in Africa or Asia?
Over 70% of the Unbanked resides in over 25 countries, principally Africa and Asia and if you are a Tier 2 and Tier 3 bank in these countries you might lack the relevant Human, Financial and Intellectual Capital to face the global trends which are: Global De-Risking, Digital Transformation, MNO Entry in FSI and Fintech Disruption!
If this trend continues, nearly half of the Tier 2 /3 are at risks of disappearing by 2025 [Data extrapolated based on US experience of Tier-3 banks and Credit Unions]. Our Mission is to partner with you, becoming your technology partner and helping you mitigate these global challenges through our Professional Services while at the same time opening new markets through the use of Financial Inclusion Applications.
The risks are minimal for you as there’s only a Set-Up fee for the platform and we share revenue on the Financial Inclusion Applications, based on Emerging Technologies [AI for Payment, Big Data Scoring for Micro-Finance and Blockchain for Remittance]. “Get a Call Back to discuss your requirements”
Are you a Tier 1 Bank?
The gaps between the Rich and the poor continues to increase and nowhere is this more blatant than in Africa and Asia! This is exacerbating the financial inclusion situation which is already in a State of Emergency and directly impacting on the UN Sustainable Development Goals #1, #5, #8, #9 and #10, to which most of the Global, Regional and Tier 1 Banks have signed up.
Our Mission is to become your low cost Fintech partner and helping you reduce your cost-to-serve ratio through the use of Financial Inclusion Applications, using Big Data Scoring in Micro Finance, Blockchain in the remittance business and AI/Open Architecture in Digital Banking all running on a single platform connected to the bank’s Core Banking ensures that transactions are cheaper, faster and safer, critical to effectively address the financially excluded.
The risks is minimal for you as there’s only need a Set-Up fee for the platform and we share revenue on the Financial Inclusion Applications, based on Emerging Technologies [AI for Payment, Big Data Scoring for Micro-Finance and Blockchain for Remittance]. “Get a Call Back to discuss your requirements”
What is the NanoBNK Skybridge platform? A proven open banking platform that helps build and run an entire digital bank focused on Financial Inclusion. A hassle-free platform that quickly and easily brings your digital banking project to life. A nimble digital backbone that can boost performance even for established banks that keep their core legacy system. Skybridge plugs into any core banking system, including proprietary and leading core banking brands, with numerous benefits:
- Front end layer: Ready-to-use, white-labelled responsive internet and mobile application. Off-the-shelf banking products ready to be deployed such as: Payment, Micro-Finance, Remittance, and Other banking products and services.
- API Layer: Use our API adapters and API management system to connect to any third party with open API for easy integration.
- In addition to essential banking modules like core customer account, payment and data management and onboarding functions, the onboarding process is greatly simplified as well as the full KYC process can be done digitally through video identification, through the NanoCORE Omnichannel Tool & Dashboards
- Licensing is not an issue as our model is a Revenue Sharing one and we grow with you. Moreover, the solution can be deployed: on premises, SaaS, AWS or Private Cloud: A host of deployment models lets you choose the model that best fits your needs, based on country regulation and your preference.
Our Partner Engagement Model
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Founder & Brand Ambassador
Networking & Investor Relations
Head of Technology
Big Data Analytics Consultant
Head of Finance
Liliane Li Chiu Lim
Risk & Compliance
Head of Robotic Process Automation / MLE