With over 2Bn unbanked around the world, the need to alternative methods of financial access and inclusion that is cheaper, faster and safer is needed. With most of the lowest banked countries found in Africa and Asia, NanoBNK digital wallets is the solution to open the financial access corridor. Its special features like automated on boarding, micro-credit, and other features are specially developed for the unbanked. For the sophisticated market, NanoBNK digital wallet offers integration solution platforms, loyalty programs, crypto-currency and many other features, matching your requirements. The digital wallet solutions extend from banking to Retail, Gaming and malls..
A brilliant opportunity to simultaneously keep your customers happy while paring operational costs as well increasing the reach of your banking services is the value proportion of Mobile Banking. By responding to the innovations in mobile technology, banks need to pay attention to the needs of their customers, while at the same time streamlining a number of processes to meet the fast-paced demands of the 21st century. NanoBNK Mobile Banking equips financial institutions with an agile, quick and cost-effective solution to provide secure transaction services to their customers, a perfect tool to acquire new customers, strengthen loyalty of existing customers and means to create new sustainable revenue streams.
Achieving a universal financial access can become reality with our agency banking solutions, enabling access to easier, faster, safer and secure financial transactions. NanoBNK agency banking is specially designed to provide scale banking and financial services to the underserved population through engaged agents under a valid agency agreement, rather than a teller/ cashier. Serving the need of both individuals and businesses through a broad range of services, banking services can at the reach of everybody. Banks can create an efficient network of agents to ensure optimum banking security and extending banking coverage.
Making a payment from the comfort of your cosy zone using a mobile phone is the best an enterprise can offer its customers. For it to happen the glue that helps many parts of the digital financial services ecosystem to work together is the aggregator financial platform. NanoBNK offers the perfect platform to easily integrate with entities that want to send money to or receive money from end customers. These entities can be utility companies who want to receive payments, businesses who want to pay salaries or donors who want to pay recipients, for example. Behind a single window to pay all bills and payment, our solution ensure the perfect integration platform solution to meet market requirements and ensure seamless transaction processing with optimum security.
Payment gateways facilitate transactions by transferring key information between payment portals such as web-enabled mobile devices/websites and the front end processor/bank. NanoBNK payment gateway platform integrates with over a dozen payment gateways throughout the world. As your business scales, add or change payment gateway partners. Our products ensure payment routing to specific gateways for each market, currency or payment method. We offer many payment processing options to serve the needs of your business. Payment gateways fulfill a vital role in the ecommerce transaction process, authorising the payment between merchant and customer. At NanoBNK we take full charge ensuring seamless payment transaction.
A disruptive solution to individuals sending money from one country to the other (involving different currencies) is what NanoBNK remittance platform brings you. Connecting the world of money much like email does for communication is our target with our hybrid status of vendor and operator and partners with banks in different countries. Mobile Remittance seems to a perfect option for existing players to cut cost and increase margins, making you and your customers happy. Remittances are the biggest source of foreign investment on the African continent while at the same time it still costs more to send money to Africa than to anywhere else. It is an indescribably big opportunity NanoBNK remittance solution is offering to the African continent by reducing the cost of transferring money into and across Africa.
Fuelling lending craze for the small and medium entrepreneurs is the offering of Microlending solution from NanoBNK. The microcredit is a way to grant individuals the necessary money to expand a small business. Our platform solution is all about replacing the sales agents and the application process with user-friendly app streamlining the process and makes the costs drop significantly, creating more competitive products for a fraction of the original fee. Backed by Big Data NanoBNK Microlending solution informs the lender about the borrower’s situation and help them decide on the best course of action. Starting with an analysis of the borrower’s previous exposure to financial knowledge, the lender can create informational materials.
RPA is an emerging form of clerical process automation technology based on the notion of software robots or artificial intelligence (AI) workers. It replicates the actions of a human being interacting with the user interface of a computer system.
Proven to bring down the duration of some processes from days to hours, drastically reducing costs and human errors, there is a strong recommendation for RPA.
Robotic Process Automation eliminates your organisation tedious and repetitive tasks, channelling your human resource to focus on higher value work. At NanoBNK, we ensure the proper design planning and governance to bolster your business. If you want to create a competitive edge for your business, RPA streamline your workflow creating impactful boost on your profits. With our tailored response to specific needs, we commits for superior scalability and flexibility within the enterprise.
QR code payment is a contactless payment method where a payment is performed by scanning a QR code from a mobile app. This is an alternative to doing electronic funds transfer at point of sale using a payment terminal. This avoids a lot of the infrastructure traditionally associated with electronic payments such as payment cards, payment networks, payment terminal and merchant accounts. At NanoBNK, we develop secure QR code for a more secure card-not-present method of payment. This will enable consumers to scan the QR code displayed by the merchant with their phones to pay for their goods. They enter the amount they have to pay and finally submit. Thus, we are bringing the concept of SCAN, PAY and GO to banks,customers and merchants.